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Choosing The Right Agent
Contact a Realtor at Provest Realty
Finding and purchasing a home can be a long and complicated process, but with Provest Realty Inc. on your side, it doesn’t have to be! Your licensed real estate agent will be your trusted guide through every step of the way. They will take the time to get to know you and your specific needs and preferences to help you find the perfect home. From showing you properties to providing expert advice on what to look for, they’ll help you make the most informed decision possible.
But that’s not all – your agent will also act as a skilled negotiator on your behalf. Whether it’s making an offer on a property or navigating the ins and outs of a contract, their experience and knowledge will help you get the best possible outcome. They’ll also provide valuable advice on the closing process and can recommend other service providers like title companies and inspectors to ensure the smoothest possible purchase.
With your Provest Realty Inc. agent as your ally, you can feel confident knowing that you’re in capable hands throughout every step of the home buying process.
Get preapproved for a mortgage
One of the most critical steps in the home-buying process is obtaining a mortgage pre-approval letter. This letter serves as an assurance to both the homebuyers and the sellers that a particular amount of money can be lent to the former to make a home purchase.
Essentially, a mortgage pre-approval letter signifies that you have undergone a thorough financial evaluation conducted by a reputable lender, who has certified your eligibility for a mortgage loan up to a predetermined amount.
In California, mortgage pre-approval letters carry a lot of weight when it comes to property transactions, as most home sellers require their potential buyers to provide them with a pre-approval letter before showing them around their homes. This ensures that only serious buyers who are financially capable of making an offer will be seen, which saves both parties time and resources.
When you are ready to get started, call us at (442) 255-8255 or complete this short form and one of our agents will be in touch.
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Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Just because you’ve been approved for a max amount, doesn't mean you should spend it all on the home's sale price. You will want to set some of that aside for closing costs, taxes and potential home repairs or remodeling.
Get To Know The Area
Make sure the neighborhood works for you and your family - are you close to schools and is shopping conveniently located? Location is important because it’s the one feature that can’t be changed.
Don’t Skip The Inspection
Inspections are worth their weight in gold and will draw attention to problems you may not otherwise see, giving you peace of mind and letting you make more informed decisions about your purchase.
Get Pre-Approved
Getting pre-approved by a lender lets the seller know you are serious and ready to purchase a home and that you are not just window shopping. Check out our list of recommended lenders here.
Make a List of Deal Breakers
Know what you can live with and what you cannot live without and also those things that can be taken care of with a simple remodel. If you need a 4 bedroom home, don't buy one with 2 that requires a massive addition which can break your budget.
Look At The Age Of Appliances & Other Systems
Some of the most expensive features of a home are Appliances, HVAC, Hot Water Heater, Septic/Well, and Roof. You should pay attention to their age and whether they have required service. You may even be able to get the seller to add a home warranty.
Check For HOA Requirements
Most neighborhoods have HOAs that govern what you can and can't do - be sure you know what the rules are for your neighborhood, and the fees associated with having an HOA. They are usually listed as annual fees.
ONE PARTNER FOR ALL YOUR REAL ESATE NEEDS
What Price Range Can I Afford?
Resources For High Desert Home Buyers
The journey to homeownership starts by understanding how much you can afford. One major thing to consider is your down payment, if any. Many consumers believe it's impossible to buy a home without at least 20 percent down. But thanks to various government-sponsored programs, many people can now buy a house with as little as 3.5 percent toward a down payment. Veterans of the U.S. military have zero-down programs available.
Finding a knowledgable Mortgage Loan Officer is key to recieving the most up-to-date information on available lending options. Feel free to check out or vetted list of preffered lenders below - or, if you just want to run some quick rough numbers, check out our free mortgage calculator.
Learn More About Other Cities We Serve
- High Desert
- Hesperia
- Apple Valley
- Victorville
- Adelanto
- Phelan
- Wrightwood
- Pinon Hills
- Silver Lakes